About MoneyScore

Empowering financial decisions through transparency and trust

Last updated: 1 December 2025

Our Mission

MoneyScore was built by a team of software engineers and financial analysts with one simple mission: To fight financial fraud in India. We realized that for every 1 legitimate bank, there are 50 illegal apps trying to scam the common man. We built MoneyScore to be the shield between you and the scammers.

MoneyScore is dedicated to protecting consumers from fraudulent loan apps and helping them make informed financial decisions. We believe everyone deserves access to safe, transparent, and legitimate financial services.

Who We Are

MoneyScore is an independent financial literacy platform that provides unbiased reviews, safety scores, and comprehensive information about loan apps in India. We are not affiliated with any lender, financial institution, or loan provider.

Our team consists of financial experts, data analysts, and consumer advocates who work tirelessly to verify loan apps, analyze user reports, and maintain an up-to-date database of safe and unsafe lending platforms.

Our Methodology

We check RBI license numbers against the official database every 30 days. Our rating system evaluates apps based on multiple factors including RBI registration status, app permissions, user complaints, recovery behavior, data privacy practices, and financial transparency. Each app receives a comprehensive safety score from 0-10.

What We Do

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App Verification

We verify RBI registration status, analyze app permissions, and check for scam reports.

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Safety Scoring

Each app receives a comprehensive safety score based on multiple factors and user reviews.

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User Protection

We help protect users by flagging scam apps and providing safety guidelines.

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Financial Education

We provide educational content about loans, credit scores, and financial safety.

Our Values

Transparency

We believe in complete transparency. Our ratings are never influenced by payments or partnerships.

Independence

We are completely independent and not affiliated with any lenders or financial institutions.

User Privacy

We never ask for your phone number or personal financial information. Your privacy is our priority.

Accuracy

We continuously verify and update our information to ensure accuracy and reliability.

Meet the Team

MoneyScore is built and maintained by a dedicated team of software engineers, financial analysts, and consumer advocates who are passionate about financial safety and transparency. Our team continuously monitors the loan app ecosystem, verifies RBI registrations, analyzes user reports, and updates our database to ensure you have access to the most current and accurate information.

MS

MoneyScore Team

Financial Safety Experts

RA

Research & Analysis

RBI Verification Specialists

How We Help

Every day, thousands of Indians search for loan apps, but many fall victim to scams, hidden charges, and predatory lending practices. MoneyScore exists to change that.

By providing transparent safety scores, verified RBI registration status, and real user reviews, we empower consumers to make informed decisions and avoid financial fraud. Our platform has helped protect thousands of users from scam apps and has become a trusted resource for financial safety in India.

Join Us in Making Finance Safer

Help us protect others by reporting scam apps and sharing your experiences. Together, we can create a safer financial ecosystem for everyone.

Report a Scam App

Frequently Asked Questions

Common questions about our services

MoneyScore is an independent financial literacy platform that provides unbiased reviews, safety scores, and comprehensive information about loan apps in India. We help users make informed financial decisions and avoid scam apps.
No, MoneyScore is completely independent and not affiliated with any lender, financial institution, or loan provider. Our ratings are unbiased and free from external influence.
We verify loan apps by checking their RBI license status, analyzing app permissions, reviewing user complaints, checking for scam reports, and verifying business registration. Each app receives a comprehensive safety score.
You can contribute by reporting scam apps, sharing your experiences, and helping spread awareness about safe lending practices. Visit our Report Scam page to submit information about fraudulent apps.
Yes, MoneyScore is completely free to use. We never ask for your phone number or personal financial information. Our mission is to provide free access to financial safety information for everyone.