Warning signs include: not being RBI registered, asking for upfront fees, extremely high interest rates, aggressive recovery methods, unauthorized data access, and poor user reviews. Always check the app's RBI registration and read reviews before downloading.
If you've been scammed: 1) Stop all communication with the app, 2) Report it to MoneyScore using our Report Scam page, 3) File a complaint with RBI, 4) Report to cybercrime authorities, 5) Block the app's access to your contacts and data, 6) Monitor your bank account for unauthorized transactions.
Our scam apps list is updated regularly as we receive and verify new reports. We review all reports within 24-48 hours and update the database after verification. The list is continuously monitored and maintained.
Not being on the scam list doesn't guarantee safety. Always verify RBI registration independently, read user reviews, check app permissions, and compare interest rates. Use MoneyScore to check safety scores before using any loan app.
Protect yourself by: checking RBI registration, reading app reviews, verifying app permissions, avoiding apps asking for upfront fees, not sharing OTPs or passwords, using apps with good safety scores, and reporting suspicious apps immediately.