Check how much loan amount you are eligible for based on your income and expenses
Your Details
Enter 0 if you have no existing loans
₹0
Eligible Loan Amount
Eligibility Details
Monthly Income₹50,000
Existing EMI₹0
Max EMI Capacity₹0
Age30 years
💡 Note
• Eligibility is calculated based on 40% of monthly income
• Actual eligibility may vary based on credit score and lender policies
• This is an estimate, final approval depends on lender verification
• Maintain a good CIBIL score for better loan terms
Frequently Asked Questions
Common questions about our services
Loan eligibility is calculated based on your monthly income, existing EMIs, age, employment type, and credit score. Typically, lenders allow 40-50% of your monthly income to be used for EMIs after deducting existing obligations.
Key factors include: monthly income, credit score (CIBIL), existing debts/EMIs, employment stability, age, work experience, and debt-to-income ratio. A higher income and credit score increase eligibility.
Yes, you can improve eligibility by: maintaining a good credit score (750+), reducing existing debt, having a stable income source, avoiding multiple loan applications, and ensuring all documents are in order.
Most lenders require a minimum monthly income of ₹15,000-25,000 for salaried individuals and ₹25,000+ for self-employed. Requirements vary by lender and loan amount.
Yes, age affects eligibility. Most lenders prefer applicants between 21-60 years. Younger applicants may get longer tenure, while older applicants may face restrictions on loan tenure.